Protect Yourself from Common Cyber Scams
It seems like every year, the internet gets further and further entwined with our daily lives, which means the opportunities for cybercrime are also growing. That’s why you need to know about the most common internet schemes so you can recognize them immediately and keep your assets—and your identity—safe. We’ve compiled information on a few common cyber scams below.
In this scam, cyber criminals try to collect your personal information (such as login credentials or bank account information) through email or social media messages. These messages seem to come from legitimate companies or organizations, but they include malicious links that often lead to legitimate-looking websites designed to trick you into giving up sensitive information.
Greeting Card Scam
This is a type of phishing scam in which criminals send a greeting card to you via email. If you open the message and click on the attached link, you’ll trigger the downloading of malicious software that can harvest your data.
It’s so convenient now to buy tickets for concerts or sports events online, but you have to be careful! Scammers will sell fake tickets, even going so far as to send you tickets with forged bar codes.
Unexpected Friend Requests
If you don’t already know—don’t accept friend requests from strangers! Once scammers have access to your profile, they can use the information on it (mother’s name, your birthday, etc.) to break into your bank account. You should also careful of criminals who create fake accounts and pose as someone you know. If you get a request from someone who is already your friend on social media, don’t accept it immediately. First, reach out to that friend offline and ask if they have created a second account.
Phone Calls from “Family”
If you’re a grandparent, be very wary of “grandchildren” who call you asking for large amounts of money. Using social media, scammers can steal information about your family members online and then give you a call. They’ll pose as a grandchild who is in some sort of emergency (possibly in jail or stuck in a foreign country) and ask for a large sum of money so they can get out their bind. Before sending any cash, make that loved one verify their identity with information that no one could possibly glean online.
Of course, if you do become a victim of a cyber scheme, Identity theft insurance can help you overcome the fallout of a stolen social security number and more. At Hibbs Insurance, we offer identity theft protection as a part of some home insurance policies. Call us at (270) 554-2105 today and make sure this protection is included in your coverage.
And, if you’re interested, you can read about more online scams here.