We have all come up with a list of resolutions we wish to live by in this upcoming year. They probably range from dropping a couple of pounds, making more money, to being more adventurous. Although these resolves are good, have you considered making insurance resolutions?
Being secure in each area of your life is important for overall well-being. Here are 6 resolves to make in 2017.
1. I will do an insurance review with my agent.
In the span of one year, a lot can take place. As the details of your daily life change it is good to having a meeting with your insurance agent to make sure you’re not carrying too much or too little insurance. Keeping your agent up-to-date on your life can save you money in the long run.
2. I won’t live underinsured.
Living underinsured can come back to bite you. Although we never think we will be the ones to suffer tragedy, it could strike anyone at any moment. That’s why it’s important to have enough insurance to replace your home, car, boat, etc. if something were to happen to them.
3. I will make decisions to increase insurance discounts.
As your insurance agent, we are all about doing what is best for you. When you make decisions, like putting in a home security system, that will affect your insurance rate, give us the proof of your purchase so we can make the proper adjustments. Help us, help you.
4. I will create a home inventory list.
Create a running list of your home inventory. In the case of tragedy, insurance can help you replace what you lose. Go from room to room in your home cataloging your belongings and their worth. It’s good to show this list to your insurance agent to make sure you are completely covered. Photos, receipts, and appraisals help with this process as well.
5. I will automate my billing.
Automating your billing for insurance and other services not only diminishes clutter but also makes your life more simple and efficient.
6. I will evaluate my insurance needs.
Is your ATV, tractors, utility vehicles covered? Do you live in an area that is prone to flooding? Take everything into consideration and talk with a Hibbs agent. We want to get you the coverage you need in 2017.