The Hibbs Guide to Homeowners Insurance Fire Coverage A house fire is one of the most stressful experiences a homeowner can face. Beyond the immediate danger, the aftermath can feel overwhelming. Knowing what to do in the hours and days following a fire can help you...
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Home Insurance
Fall Home Maintenance Checklist – Avoiding Autumn Claims
As summer fades and the first crisp breeze sweeps through Kentucky, homeowners know it’s time to prepare for cooler weather. A fall home maintenance checklist is more than a to‑do list—it’s your first line of defense against costly insurance claims. Preparing your...
Fourth of July Insurance Safety: Considerations for Holiday Fun
The Fourth of July is a time for celebration, but it’s also a time to be mindful of safety. From grilling to fireworks, summer festivities can lead to accidents if precautions aren’t taken. Whether you're hosting a family barbecue or attending a community fireworks...
Springtime Projects: Home Improvement Insurance
As the weather warms up and the days grow longer, many homeowners look forward to taking on springtime home improvement projects. Whether you’re renovating a kitchen, updating your landscaping, or adding a new deck, spring is the perfect time to enhance the...
Don’t Rely on Luck: Review Your Homeowners Insurance Coverage for Spring Risks
As we transition into spring, many of us begin preparing our homes for the new season by taking on cleaning projects and organizing spaces. However, there's one key area that often gets overlooked—homeowners insurance. Spring weather can bring unpredictable risks,...
Homeowners Insurance Protection: Protecting What Matters
As February concludes and we celebrate love, it’s the perfect time to reflect on protecting what matters most—your home. Homeowners insurance protection provides peace of mind and financial security, ensuring that in the event of damage, theft, or liability claims,...
Understanding Your Home Insurance Coverage
As a homeowner, understanding your home insurance policy is crucial to ensuring that your property and belongings are adequately protected. However, many homeowners may not fully understand what their policy covers or whether they have the right type of coverage for...
Home Security During the Holidays: Protecting Your Property from Theft
The holiday season brings joy and celebration, but it also presents opportunities for theft and property damage. As you decorate your home and prepare for gatherings, it’s crucial to consider your home security and how your homeowner's insurance can protect you....
Cybersecurity Awareness Month: Protecting Your Personal Information
October is Cybersecurity Awareness Month, a time to focus on protecting your personal information and online activities. As technology continues to advance, cybersecurity has become increasingly important for individuals who want to safeguard their digital lives. Here...
Fire Safety Week: Essential Tips for Protecting Your Home
Fire Safety Week, from October 6 to October 12, 2024, is a crucial time to focus on preventing home fires and ensuring the safety of your family. As we approach this important week, it’s essential to review and reinforce fire safety practices in your home. With a...