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An insurance claim can involve a lot of paperwork, so it helps to understand what documents to provide should you ever file one. For example, one of the more important items an insurance company might request is called a “Proof of Loss.” What is a Proof of Loss? A...
As an insurance policy owner, you probably know your coverage has limits. Your home insurance will help replace your home but may not cover the entire cost. Commercial property coverage will help protect damaged equipment, but only up to a point. That’s why you need...
Our mission at Hibbs Insurance is to help you get the best possible rates on your insurance policies. And one of the best ways to do that is to help boost your credit score—because carriers evaluate your score when setting premiums. So, let’s discuss a few of the most...
You hear a lot of confusing terms when you first start shopping for insurance. For example, you might have to look up “garaging address” when searching for auto insurance or “declarations page” for any policy in general. But some of the most important terms refer to...
Insurance policies can be complicated and lengthy documents. Fortunately, as a policyholder, you can refer to your declarations page for a quick summary of your coverage whenever you need the information. Let’s examine this simple and helpful tool, so you know how to...