Resources
Why Buying Life Insurance in Your 20s and 30s Matters More Than You Think
Why Buying Life Insurance in Your 20s and 30s Matters When you’re in your 20s or 30s, life insurance may not be at the top of your to-do list. You’re building your career, traveling, maybe starting a family, or saving for your first home. Life insurance feels like...
What We Learned from Tornadoes in Western Kentucky and Paducah: Homeowners Insurance Tips
Tornado Coverage Homeowners Insurance Tips In recent years, devastating tornadoes tore through Western Kentucky, leaving behind unprecedented destruction. Entire neighborhoods in towns like Mayfield, Dawson Springs, and even parts of Paducah were leveled. Families...
Full Coverage vs. Liability: Key Differences
Which is Right for You? Navigating the world of auto insurance can be daunting, especially when terms like “full coverage” and “liability” are thrown around. Understanding the differences between these two types of insurance is crucial for making informed decisions...
What to Do After a House Fire: A Guide to Homeowners Insurance Fire Coverage
The Hibbs Guide to Homeowners Insurance Fire Coverage A house fire is one of the most stressful experiences a homeowner can face. Beyond the immediate danger, the aftermath can feel overwhelming. Knowing what to do in the hours and days following a fire can help you...
Navigating Autumn Roads – Fall Driving Hazards & Insurance Considerations
With leaves crunching underfoot and the scent of pumpkin spice in the air, fall is a beloved season in Kentucky. Yet autumn also brings unique risks for drivers. Fall driving hazards range from slick, leaf‑covered roads to deer darting across highways. It’s a busy...
Fall Home Maintenance Checklist – Avoiding Autumn Claims
As summer fades and the first crisp breeze sweeps through Kentucky, homeowners know it’s time to prepare for cooler weather. A fall home maintenance checklist is more than a to‑do list—it’s your first line of defense against costly insurance claims. Preparing your...
Business Disaster Preparedness Month – Does Your Business Have the Right Coverage for Disasters?
September isn’t just about pumpkins and cooler air; it’s also National Preparedness Month, a perfect time for every Kentucky business to take stock of their resilience. Business disaster preparedness means more than stocking flashlights; it’s about ensuring your...
Life Insurance Awareness Month – How to Choose the Right Policy
September is Life Insurance Awareness Month, a nationwide campaign that encourages families to take a closer look at their protection. At Hibbs Insurance, this observance isn’t just a single-month observance. This month is a genuine opportunity to help our Kentucky...
Preparing for the Final Push: Business Insurance Review for 2025
As the calendar moves into the last stretch of the year, it’s the perfect time for a business insurance review. Whether your business experienced growth, change, or unexpected challenges in the first half of 2025, a mid-to-late-year check-in can help ensure your...
Back-to-School Driving Tips
The return of the school year brings more than packed lunches and sharpened pencils. It also means a dramatic shift in traffic patterns across our communities. Increased congestion, school zone enforcement, distracted driving, and teen drivers returning to the road...