Summer is here, and it's crucial to prepare your home to withstand the challenges of the season. From scorching heat to sudden rain showers, proactive maintenance can help you avoid costly repairs and preserve your home's value. In this article, we will provide you...
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BBQ Safety Tips: How to Safely Grill and Entertain Guests During Summer Gatherings
Summer gatherings and barbecues go hand in hand, creating joyful moments and delicious meals shared with family and friends. However, it's important to prioritize safety when grilling to prevent accidents and ensure a memorable, hazard-free event. In this article, we...
Vacation Rental Insurance: Do You Need It? A Guide to Understanding Your Options
Planning a vacation and renting a property can be an exciting experience, offering the freedom and comfort of a home away from home. However, it's crucial to protect yourself and your belongings during your stay. That's where vacation rental insurance comes into play....
Pet Safety in Hot Weather: Tips for Keeping Your Furry Friends Safe
Summer is here, and the warmer weather can bring new risks for our furry friends. While we may enjoy spending time outside in the sun, our pets may not be as well-equipped to handle the heat. As a pet owner, it's important to take steps to ensure that our pets stay...
Boat Insurance 101: A Beginner’s Guide to Insuring Your Watercraft
Boating can be a fun and exhilarating experience, but it's important to remember that accidents can happen on the water just as easily as they can on land. That's why having proper insurance is essential for any boat owner. In this beginner's guide to boat insurance,...
Proof of Loss: What It Is and Why It Shouldn’t Be Ignored.
An insurance claim can involve a lot of paperwork, so it helps to understand what documents to provide should you ever file one. For example, one of the more important items an insurance company might request is called a “Proof of Loss.” What is a Proof of Loss? A...
Insurance Rider Coverage: How to Cover Valuables Without Buying a New Policy
As an insurance policy owner, you probably know your coverage has limits. Your home insurance will help replace your home but may not cover the entire cost. Commercial property coverage will help protect damaged equipment, but only up to a point. That’s why you need...
4 Credit Card Myths that Could Hike Your Premiums
Our mission at Hibbs Insurance is to help you get the best possible rates on your insurance policies. And one of the best ways to do that is to help boost your credit score—because carriers evaluate your score when setting premiums. So, let’s discuss a few of the most...
‘Named Insured’ and Two Other Important Terms You Need to Know
You hear a lot of confusing terms when you first start shopping for insurance. For example, you might have to look up “garaging address” when searching for auto insurance or “declarations page” for any policy in general. But some of the most important terms refer to...
What is a Declarations Page?
Insurance policies can be complicated and lengthy documents. Fortunately, as a policyholder, you can refer to your declarations page for a quick summary of your coverage whenever you need the information. Let’s examine this simple and helpful tool, so you know how to...