As an insurance policy owner, you probably know your coverage has limits. Your home insurance will help replace your home but may not cover the entire cost. Commercial property coverage will help protect damaged equipment, but only up to a point. That’s why you need...
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Home Insurance
6 Easy Ways to Go Green
Temperatures are warming, birds are singing, and planting season is upon us. That means Earth Month is in full swing. So, as you scrape out your flower beds and plan your yearly garden, you might also start thinking about ways to preserve the beauty around you. We’ve...
How to Practice Safe Digging and Complete Your Outdoor Project Without a Hitch
The weather is warming up, so you’re probably planning outdoor projects. Maybe you’re planting a backyard garden or installing a pool. But if these plans include overturning soil, you must practice safe digging. Remember these rules. Call 811. Calling...
Does Home Insurance Cover Landscaping Damage?
Spring is here! So, it’s almost time to break out the spades and shovels for yard work. And if you’re planning to spend hours or days whipping your lawn into shape, you don’t want anything to happen to your carefully cultivated plants. So, you may wonder, “Does home...
4 Credit Card Myths that Could Hike Your Premiums
Our mission at Hibbs Insurance is to help you get the best possible rates on your insurance policies. And one of the best ways to do that is to help boost your credit score—because carriers evaluate your score when setting premiums. So, let’s discuss a few of the most...
The Ultimate House Cleaning Schedule: How to Keep a Normal Home Tidy
Everyone knows to deep clean their kitchens and perform general appliance maintenance every year. However, only a few know how often to scrub the rest of the house. Since a clean, well-maintained home is a safe home, we want to help you keep it that way. So, we’ve...
Coverage 101: How to Teach a Child About Insurance
Unfortunately, high schools and colleges don’t offer adulting classes, where students learn the basics of taxes, banking, and insurance. And parents often neglect to teach this essential information. As a result, young adults strike out on their own without even...
6 Fall Home Maintenance Tips to Help Preserve Your House This Winter
Sadly, autumn isn’t all fun and games. You must complete a few annual chores between pumpkin patch visits to keep your home in top shape. But don’t worry. We’ve compiled a few fall home maintenance tips to make it easy. Rake your leaves. Everyone knows...
Renters Insurance Coverage 101
If a fire breaks out in a house you own, then your home insurance policy will help replace your possessions. But what if you don’t own the house but rent instead? Will your landlord’s policy cover the furniture and other items you lost? Unfortunately, no. That’s why...
How to Maintain a High Credit Score
Anyone who plans to buy a new home or finance a car understands the importance of a credit score. Those three digits tell lenders how likely you are to pay back your debts. They can also determine your interest rates and whether or not you will get a loan at all....